age of conan gold how to make dreams come true for sound financial management of planning - IYD

The so-called financial, is a correct analysis of the existing financial position on the basis of reasonable forecast future revenue and expenditure, strictly controlling financial risks, financial arrangements to achieve life goals. During this case, family rich sweet, but at the same time hoping to make reasonable financial plan, complete the family dream. To this end, the tianfu morning post invited great wealth money master Wang Zhenhua, as their dreamsPlanning strategy. Financial Advisor wealth Wang Zhenhua of the Division of financial management: financial planner certificate, middle-level employees in the Economist, financial times, 6 years MBA Finance case Mr Jiang in a public relations work, love is a Bank of middle-level cadres, sum married couple earning $ 1 million or so, and make the appropriate investment banking products, son present junior school, lifeSweet and rich. However, Mr Jiang had been a dream age of conan gold, is to want their children to at about three to the United States to study, how to make dreams come true for sound financial management of planning, it was made difficult by Chiang Kai-shek. Family status: from the perspective of family assets analysis, Mr Chiang Ching-kuo, a higher income, balances more every year, loan-free pressure, wealth, and judging from the way, Currently to deposits and bank financial products mainly, too conservative, income does not arrived inflation; from pension pressure view, couples II per capita in State-owned enterprises work, retirement Hou still has pension do protection, no life pressure, but still should do should accident and the major disease of prepared; future 3 years within maximum of spending is son of abroad study abroad education gold and the abroad life costs, should ahead of began prepared.According to calculations, 4 year study abroad costs a total of $ 310,000 X4 year = $ 1.24 million. For families earning $ 1 million eq2 platinum, Chiang Kai-shek, as long as the family finances run smoothly, study abroad costs totally not a problem. Financial advice 1. Mr Chiang Ching-kuo, a disposable assets more trust products, large balance you can choose the threshold higher, fixed income financial products. CountryThe "Twelve-Five" plan mentioned in the 5-year national economic growth will remain 6%-cent level, as an individual investor, select interest in the 8% of the product more suitable. Recommended product: 1 million cast, 2-year or 3-year period, earnings 2 per cent-10% the trust product. Investment Fund since Mr Chiang Ching-kuo, a higher income, nowMonth took out $ 8,000-$ 10,000 to join fund investment, annualised rate of return as long as 5%, to square away first year after 3 years of study abroad costs. Recommended products: index funds, stocks bonds balance Fund 3. major disease risks insurance, a retirement pension, does not have to worry about Chiang Ching-kuo, but in order to ensure a high quality of living for the aged, for accidentPrepare, major diseases, such as, at the same time after future son to study abroad should also be equipped with relevant insurance. Recommended product: husband and wife-insurance-insurance, major diseases; son--diseases medical insurance and accident medical insurance 4. international credit cards if the parents of 1 year in advance the cost of living to a child account, children may spend out, parents can apply for the internationalCards, give children set a monthly spending limit, children in consumption abroad lotro gold, parents in domestic payments. Product: multi-currency international credit cards (master card additional card) tianfu morning post journalist Hu Qiangwen reminded when you go abroad, carrying more than US $ 5,000 or its equivalent in foreign currency export, Customs would prohibit release. For early high school students going abroad, preferably in cash, the meetingCombined tickets, traveler's checks. A small amount of cash for incidental expenses no haste, be patient, bills to pay for tuition and school accommodations, and Traveler's checks can be used for consumption, after student signatures can be used abroad. Recommended product: money order, traveler's check gold online statement: Gold-line reproduced above, does not indicate that confirm the description, for investors ' reference only and does not constitute investment advice. VoteFunding operations, at your own risk.